Pension
Research Topic
Language: English
This is a research topic created to provide authors with a place to attach new problem publications.
Research problems linked to this topic
- What factors drive consumer engagement in private and workplace pensions? To what extent does engagement lead to positive outcomes or desired behavioural responses?
- What factors help the self-employed to save for retirement?
- Is the Defined Contribution pension market functioning effectively? Could further reform address market failures and improve outcomes? How could collective Defined Contribution schemes help to achieve better outcomes for members?
- How does financial insecurity impact later life and retirement? Who is financially insecure over the life-course? Who should prioritise short-term income over long-term pension saving?
- To what extent is housing tenure (e.g. social rented, private rented, home ownership etc) driven by choice? What drives people’s choices? For example, is private renting seen as a ‘stepping-stone’ to home ownership? And how does this vary across different geographical areas?
- How do employers view pension obligations within overall costs and benefits packages or legal obligations? What evidence is there of employer cost mitigation through, for example, wage suppression?
- What factors are associated with greater financial resilience? What are the best ways of measuring financial resilience?
- What are the future trends for demographics and working/saving behaviour? How do these vary across demographic groups, including ethnicity and other characteristics? What further reforms to state and private pension provision might DWP require to ensure long-term sustainable financial security for older people and pensioners?
- What are the career pathways and recruitment journeys into the judiciary? How do protected characteristics and social mobility affect recruitment?